Utah Bankruptcy Lawyers

I’m in trouble financially. What legal options do I have?

Like many Utahns in these tough economic times, you may be struggling financially as you try to make ends meet.

Does the following describe your situation?

• I am delaying or missing payments to my creditors on a regular basis
• I am using high-interest credit cards just to make ends meet
• I am being harassed by creditors or debt collection agencies
• My finances are spiraling out of control

If any of these describe your situation, you may need to consult a reliable Utah bankruptcy attorney. Please give us call and see how we can help you. At Craig Swapp & Associates, we have qualified and experienced legal professionals and bankruptcy lawyers in Utah who are ready to help you immediately by:

• Restructuring your debt
• Stopping the bank from foreclosing on your home
• Ending harassing and annoying calls from debt collectors and creditors
• Advising you if you are a candidate to modify the terms of your home mortgage
• Stopping creditor repossessions, garnishments and lawsuits
• Filing Chapter 13 or Chapter 7 bankruptcy in Utah, if necessary

Chapter 13 & Chapter 7 Bankruptcy Utah

The various types of bankruptcy petitions are known by the chapter of the Federal Bankruptcy Act in which they appear. Chapter 13 and Chapter 7 are the two most common types of bankruptcy.

• Chapter 13 Bankruptcy – Designed to aid debtors with a steady source of income, Chapter 13 bankruptcy involves a form of debt consolidation known as individual reorganization. Under Chapter 13, the debtor is assigned a manageable payment plan that allows the settling of all debts over a 3 to 5-year period.
• Chapter 7 Bankruptcy – Chapter 7 bankruptcy involves the liquidation (collection and sale) of the debtor’s assets, the proceeds of which are used to pay the creditors. It is the most common form of bankruptcy in the country and in the state.

Consult Bankruptcy Lawyers in Utah

For a free evaluation of your situation, simply complete our brief and confidential financial form.  Our experienced Utah bankruptcy lawyers will review your information and contact you within one business day to discuss your options. There’s no charge for our evaluation.

Click here to fill out our bankruptcy evaluation worksheet.

Do I qualify for help from a Utah bankruptcy attorney?

At Craig Swapp & Associates, our bankruptcy legal team can help nearly anyone experiencing personal financial stress:

• Individuals
• Entrepreneurs
• Small business owners
• Farmers and ranchers

With one call to Craig Swapp & Associates, you can be on your way to rebuilding your finances and enjoying a stress-free life again. Contact us immediately by calling toll free at 800-404-9000 or by submitting brief details of your financial situation online using our convenient bankruptcy evaluation form.

Craig Swapp & Associates is a debt relief agency that, among other Utah bankruptcy lawyers’ services, helps clients file for bankruptcy relief under the Bankruptcy Code.